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Privacy Policy
Learn MoreFACTS | WHAT DOES GREAT RIVERS BANK DO WITH YOUR PERSONAL INFORMATION? |
Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
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How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Great Rivers Bank chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does Great Rivers Bank share? | Can you limit this sharing? |
|---|---|---|
Reasons we can share your personal information For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Does Great Rivers Bank share? Yes | Can you limit this sharing? No |
Reasons we can share your personal information For our marketing purposes— to offer our products and services to you | Does Great Rivers Bank share? No | Can you limit this sharing? We Don’t Share |
Reasons we can share your personal information For joint marketing with other financial companies | Does Great Rivers Bank share? No | Can you limit this sharing? We Don’t Share |
Reasons we can share your personal information For our affiliates’ everyday business purposes— information about your transactions and experiences | Does Great Rivers Bank share? No | Can you limit this sharing? We Don’t Share |
Reasons we can share your personal information For our affiliates’ everyday business purposes— information about your creditworthiness | Does Great Rivers Bank share? No | Can you limit this sharing? We Don’t Share |
Reasons we can share your personal information For our affiliates to market to you | Does Great Rivers Bank share? No | Can you limit this sharing? We Don’t Share |
Reasons we can share your personal information For nonaffiliates to market to you | Does Great Rivers Bank share? No | Can you limit this sharing? We Don’t Share |
Questions? | Call 217-335-2393 or go to www.greatriversbank.bank |
| Who we are | |
|---|---|
Who we are Who is providing this notice? | Great Rivers Bank |
| What we do | |
|---|---|
What we do How does Great Rivers Bank protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
What we do How does Great Rivers Bank collect my personal information? | We collect your personal information, for example, when you
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What we do Why can’t I limit all sharing? | Federal law gives you the right to limit only
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| Definitions | |
|---|---|
Definitions Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies.
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Definitions Nonaffiliated | Companies not related by common ownership or control. They can be financial and nonfinancial companies.
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Definitions Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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| Other important information |
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Other important information For Illinois customers. We will not share personal information with non-affiliates either for them to market to you or for joint marketing-without your authorization. |
Funds Availability
Learn MoreFunds Availability Policy
Our general policy is to allow you to withdraw funds deposited in your account on the same business day we receive your deposit. Funds from electronic direct deposits will be available on the day we receive the deposit. In some cases, we may delay your ability to withdraw funds beyond the same business day. Contact bank for full details.
Daily Cut-Off Times
For determining the availability of your deposits, every day is a business day, except Saturdays, Sundays, and Federal holidays. If you make a deposit on a business day we are open, we will consider that the day of deposit. If a deposit is made on a day we are not open, we will consider that deposit made on the next business day we are open.
USA Patriot Act
Learn MoreIn accordance with Section 326 of the USA Patriot Act, applicants for new accounts are requested to provide current picture identification that verifies identity including name, address and other identifying information.
In some cases, identification will be requested for current account holders if original documentation was not obtained with the opening of the account or has expired. In all cases, protection of our customers’ identity and confidentiality is our pledge to you.
We proudly support all efforts to protect and maintain the security of our customers and our country.