Totally Free Checking
It's all in the name Totally Free! For starters, there is never a monthly service fee or minimum balance requirement.
Learn More Open an AccountDebit Card, Digital Banking, Bill Pay, Paper Statements and eStatements are available.
A truly free checking account is becoming much harder to find these days. But Great Rivers Bank always remembers that your money is your money. Make the most of it!
Open your Totally Free checking account with $50.00 today!
50+ Interest Checking
A checking account that includes convenient and simple features designed to keep up with those over the age of 50.
Learn More Open an AccountThis interest checking account comes with 1 box of free checks annually. Debit Card, Digital Banking, Bill Pay, Paper Statements and eStatements are also available.
After all, it’s your money, so you should benefit the most from it.
Start earning today by opening a 50+ Interest Checking with $50!
Direct Cash Back Checking
There are a lot of checking accounts out there, but not many that pay you cash back and include Nationwide ATM fee refunds!
Learn More Open an AccountWith Direct Cash Back Checking you can earn 2% cash back on everyday purchases made with your debit card*, up to $6.00 per month. You can also receive up to $20 in Domestic ATM refunds per month.
No monthly service fee, it also saves you money at the same time.
Earning Rewards Is Easy – Simply do the following activities and transactions in your Direct Cash Back account each monthly qualification cycle:
- Have at least 10 debit card purchases post and settle per cycle.
- Be enrolled and agree to receive e-Statements.
- Have at least 1 direct deposit or automatic payment with this account.
If qualifications are not met each monthly qualification cycle, don’t worry! Your account is still free, and you can always get back to earning rewards the next cycle.
*Transactions may take one or more banking days from the date the transaction was made to post to and settle to an account. ATM transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” starts the day after your statement cycle ends. The statement cycle ends the 3rd Wednesday of each month. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN.
Platinum Interest Checking
Are you looking to earn a great rate on your money without placing restrictions on when you can access it? Look no further, Platinum Interest Checking is for you!
Learn More Open an Account- Open with a minimum of $50. You have a 30-day grace period to reach the minimum balance of $1,500.
- Interest earned on balances over $1,500.
- 1 FREE box of standard checks per year.
- Only a $6 monthly charge if minimum balance falls below $1,500 after the 30-day grace period.
Account Comparison
Here we show you the benefits of each of our checking accounts in a side by side comparison.
Learn MoreChecking Account Products
| Account | TOTALLY FREE CHECKING | 50+ INTEREST CHECKING | DIRECT CASHBACK CHECKING | PLATINUM INTEREST CHECKING |
|---|---|---|---|---|
Account Pays Interest | TOTALLY FREE CHECKING No | 50+ INTEREST CHECKING Interest Earned | DIRECT CASHBACK CHECKING Cash Back | PLATINUM INTEREST CHECKING Yes |
Account Min to Open | TOTALLY FREE CHECKING $50 | 50+ INTEREST CHECKING $50 | DIRECT CASHBACK CHECKING $50 | PLATINUM INTEREST CHECKING $50 |
Account Minimum Balance | TOTALLY FREE CHECKING $0 | 50+ INTEREST CHECKING $0 | DIRECT CASHBACK CHECKING $0 | PLATINUM INTEREST CHECKING $1,500 |
Account Service Fee | TOTALLY FREE CHECKING $0 | 50+ INTEREST CHECKING $0 | DIRECT CASHBACK CHECKING $0 | PLATINUM INTEREST CHECKING $6 if below min. balance of $1,500 |
Account Debit Card | TOTALLY FREE CHECKING Yes | 50+ INTEREST CHECKING Yes | DIRECT CASHBACK CHECKING Yes | PLATINUM INTEREST CHECKING Yes |
Account Online/Mobile Banking | TOTALLY FREE CHECKING Yes | 50+ INTEREST CHECKING Yes | DIRECT CASHBACK CHECKING Yes | PLATINUM INTEREST CHECKING Yes |
Account Free Bill Pay | TOTALLY FREE CHECKING Yes | 50+ INTEREST CHECKING Yes | DIRECT CASHBACK CHECKING Yes | PLATINUM INTEREST CHECKING Yes |
Account Free e-statements | TOTALLY FREE CHECKING Yes | 50+ INTEREST CHECKING Yes | DIRECT CASHBACK CHECKING Yes | PLATINUM INTEREST CHECKING Yes |
Account Mailed Statement | TOTALLY FREE CHECKING Yes | 50+ INTEREST CHECKING Yes | DIRECT CASHBACK CHECKING Yes, although e-statements required to qualify for benefits | PLATINUM INTEREST CHECKING Yes |
Account ATM Refund* | TOTALLY FREE CHECKING No | 50+ INTEREST CHECKING No | DIRECT CASHBACK CHECKING $20 max | PLATINUM INTEREST CHECKING No |
Account Free Checks | TOTALLY FREE CHECKING No | 50+ INTEREST CHECKING One box per year | DIRECT CASHBACK CHECKING No | PLATINUM INTEREST CHECKING One box per year. |