FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Statement Savings
Now is the perfect time to get started saving! If you are just starting out, saving for a rainy day, or have a specific goal in mind, the Statement Savings may be the account for you.
Learn More Open an Account- $50 to open and you have a 30-day grace period to reach the minimum balance requirement.
- $100 minimum balance requirement.
- $3.00 monthly service charge if balance falls below $100 after initial 30-day grace period.
Platinum Money Market
Are you trying to find a way to save other than a traditional savings account? Our Platinum Money Market account is the right product to help you reach your goals! This account has a tiered interest rate. It will automatically adjust the interest rate as your balance increases!
Learn More Open an Account- $50 to open and you have a 30-day grace period to reach the minimum balance requirement.
- $2,500 minimum balance requirement.
- $6 monthly service charge if balance falls below $2,500 after initial 30-day grace period.
Christmas Club
Make sure you are ready for the holidays. Set up automatic transfers so you're constantly building your balance without having to even think about it. This year, give yourself the gift of a happy holiday season without the financial strain!
Learn MoreThis is an account designed to help you save year-round. Deposit funds all year so when it’s time to start that shopping list, you’re financially prepared.
- Make weekly or monthly payment amounts of your choosing
- Free auto transfers from another account
- Christmas Club funds are direct deposited into your checking or savings account in November
- No Fees
Health Savings
An HSA is an effective way to provide for your physical health and financial health while reducing your tax payments. That's three life-changing benefits packed into one simple account.
Learn MoreStart saving now to reap the most tax benefit. And the next time you need medical care, you’ll have the funds set aside.
- Contributions are tax free or tax deductible*
- Interest grows tax free
- Withdrawals are tax free when used for qualified medical expenses**
- Money rolls over year-to-year automatically
- HSA is owned by you, not employer
- Low $25 annual fee
- Easy withdrawal access by check, online, teller
- $25 minimum deposit to open
- FDIC insured
Eligibility
- Must be covered under a qualified, high deductible health plan
- Must not have coverage by another type of health plan
- Cannot be claimed as a dependent on another person’s tax return
- Cannot be enrolled in Medicare
Contribution Limits
Contribution limits are set by the IRS. Current 2022 contribution limits are:
- $3,650 for a self-coverage
- $7,300 for a family coverage
- Subject to annual cost-of-living adjustments, if any
- A person age 55 or older may make an additional $1,000 in “catch-up” contributions
This information is intended to provide general information about our HAS account. Every individual circumstance can be different, we encourage you to consult your tax or legal professional for specific information. The IRS website, www.irs.gov has useful information and more details.
See our current interest rates.
*Direct deposit contributions from paycheck mean that portion of your income is not taxed. If contributions are made after income was taxed, the amount deposited is tax deductible.
**Withdrawals for non-qualified medical expenses are subject to income tax and a 10% penalty. The 10% penalty is waived for persons 65 and over or who have become disabled.